Privacy Policy
Effective October 22, 2026
This Privacy Policy explains how Nargula Inc ("Nargula," "we," "us") collects, uses and shares information when you visit nargula.com, apply for funding, or communicate with us by phone, email or text message.
Information we collect
- Information you give us: your name, business name, email address, phone number, mailing address, business revenue, and information about how you plan to use funding.
- Application information: business bank statements, government-issued identification, tax identification numbers and other documents needed to review your application.
- Communications: records of calls, emails and text messages between you and Nargula, including your consent to receive text messages and any opt-out requests.
- Website information: basic technical data such as browser type, device type and pages visited.
How we use information
- To review your application and provide business funding.
- To service your account, including payment reminders and account notices.
- To respond to your questions and provide customer service.
- To verify your identity and prevent fraud.
- To comply with legal and regulatory requirements.
How we share information
We share information only as needed to provide our services: with service providers that help us operate (such as payment processors, identity verification and document storage providers), with funding partners involved in your transaction, and when required by law or to protect our rights.
We do not sell your personal information.
Text messaging and mobile information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All of the categories of sharing above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you opt in to text messages, we use your mobile number only to send messages about your application and account. You can opt out at any time by replying STOP. See our SMS Terms for details.
Data security
We use reasonable administrative, technical and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Data retention
We keep information for as long as needed to provide our services, service your account and meet legal and record-keeping requirements.
Your choices
- Reply STOP to any text message to stop receiving texts.
- Contact us to update your information or ask questions about the data we hold.
Changes to this policy
We may update this policy from time to time. The effective date at the top shows when it was last changed.
Contact us
Nargula Inc
1280 Lexington Ave, Frnt 2
New York, NY 10028
(516) 669-0449
[email protected]